Serena, IL
Serena wildfire risk explained
Out of every US place USFS scores, Serena lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 143 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Serena at the 7th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Serena's buildings actually sit
92.3% of Serena's 143 buildings sit in USFS's Minimal exposure zone, with only 7.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Serena compares
Compare Serena's two percentiles: 36th within Illinois, only 7th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Serena ranks 29,207 for wildfire risk (1 is highest) and 27,148 by building count (1 is largest). Within Illinois alone, it ranks 930 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Serena
Serena's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 92.3% of Serena outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Serena's 29,207-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Serena, see the exposure-zones guide.