Sequatchie, TN
Sequatchie wildfire risk explained
USFS's Wildfire Risk to Communities model puts Sequatchie at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 374 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sequatchie at the 86th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
374 buildings are counted in Sequatchie, and 55.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Sequatchie ranks
There's little gap between Sequatchie's 82nd national percentile and its 90th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sequatchie ranks 5,648 for wildfire risk (1 is highest) and 19,790 by building count (1 is largest). Within Tennessee alone, it ranks 51 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Sequatchie
Sequatchie's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Sequatchie
Sequatchie's 55.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Sequatchie's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sequatchie, see the exposure-zones guide.