Seneca, IL
Seneca, IL's wildfire risk, in USFS's own numbers
Seneca's 1,454 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seneca at the 39th percentile, close to its 38th-percentile risk score.
Where Seneca's buildings actually sit
1,454 buildings are counted in Seneca, and 83.4% of them are Indirect exposure — ember-driven risk rather than the 16.2% in Direct exposure or the 0.5% rated Minimal.
Where Seneca ranks
Within Illinois, Seneca ranks higher (90th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Seneca ranks 19,594 for wildfire risk (1 is highest) and 9,378 by building count (1 is largest). Within Illinois alone, it ranks 145 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Seneca's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 83.4% of Seneca's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Seneca's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Seneca, see the exposure-zones guide.