Senatobia, MS
How exposed is Senatobia to wildfire?
USFS's Wildfire Risk to Communities model puts Senatobia at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,195 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Senatobia at the 77th percentile, close to its 74th-percentile risk score.
Senatobia's building exposure, zone by zone
Indirect exposure is dominant in Senatobia (55.4% of 3,195 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 42.9% sit in the Direct zone.
Where Senatobia ranks
There's little gap between Senatobia's 74th national percentile and its 69th percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Senatobia ranks 8,285 for wildfire risk (1 is highest) and 5,170 by building count (1 is largest). Within Mississippi alone, it ranks 131 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Senatobia and the insurance market
Senatobia's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Senatobia
With ember exposure the dominant pattern in Senatobia (55.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Senatobia's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Senatobia, see the exposure-zones guide.