Seminole, OK
Seminole wildfire risk explained
USFS's Wildfire Risk to Communities model puts Seminole at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 4,073 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seminole at the 96th percentile, close to its 95th-percentile risk score.
What "at risk" means for the buildings here
67.6% of Seminole's 4,073 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 32% Direct and 0.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Seminole compares
Seminole's 95th national percentile looks worse in isolation than its 80th ranking inside Oklahoma does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Seminole ranks 1,552 for wildfire risk (1 is highest) and 4,165 by building count (1 is largest). Within Oklahoma alone, it ranks 172 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Seminole
Seminole's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Seminole (67.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Seminole's 1,552-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Seminole, see the exposure-zones guide.