Selmer, TN
How exposed is Selmer to wildfire?
Selmer's 2,621 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Selmer's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Selmer's building exposure, zone by zone
Of Selmer's 2,621 counted buildings, 74.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Selmer against the rest of the country
Selmer scores 63rd nationally and 55th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Selmer ranks 11,768 for wildfire risk (1 is highest) and 6,065 by building count (1 is largest). Within Tennessee alone, it ranks 229 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Selmer
At the 63rd percentile nationally, Selmer carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Selmer (74.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,621 counted buildings into the percentiles shown above for Selmer. For more on what direct exposure implies beyond Selmer, see the exposure-zones guide.