Selma, CA
Selma, CA's wildfire risk, in USFS's own numbers
USFS scores Selma at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 7,395 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Selma at the 60th percentile, close to its 60th-percentile risk score.
Where Selma's buildings actually sit
95.9% of Selma's 7,395 buildings sit in USFS's Minimal exposure zone, with only 4.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 7,395 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Selma ranks
Selma's 60th national percentile looks worse in isolation than its 18th ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Selma ranks 12,690 for wildfire risk (1 is highest) and 2,308 by building count (1 is largest). Within California alone, it ranks 1,291 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Selma's 60th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Selma's 95.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Selma's figures come from
Every one of the two percentiles behind Selma's 12,690-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Selma's dominant minimal exposure actually means, with real examples from across the dataset.