Seligman, MO
Seligman, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Seligman lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 569 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seligman at the 77th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
569 buildings are counted in Seligman, and 74% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Seligman ranks
Compare Seligman's two percentiles: 91st within Missouri, only 75th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Seligman ranks 7,917 for wildfire risk (1 is highest) and 16,267 by building count (1 is largest). Within Missouri alone, it ranks 96 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Seligman
Seligman's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Seligman's 74% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Seligman's figures come from
The methodology guide shows exactly how USFS turned 569 counted buildings into the percentiles shown above for Seligman. The exposure-zones guide covers what Seligman's dominant direct exposure actually means, with real examples from across the dataset.