Seldovia Village, AK
How exposed is Seldovia Village to wildfire?
Out of every US place USFS scores, Seldovia Village lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 192 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seldovia Village's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
83.3% of Seldovia Village's 192 buildings sit in USFS's Direct exposure zone, roughly 160 structures close enough to burnable vegetation for flame contact, not just embers — 0.5% fall in the Indirect, ember-only zone and 16.2% are Minimal.
How Seldovia Village compares
There's little gap between Seldovia Village's 12th national percentile and its 16th percentile inside Alaska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Seldovia Village ranks 27,723 for wildfire risk (1 is highest) and 25,149 by building count (1 is largest). Within Alaska alone, it ranks 270 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
Seldovia Village's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Seldovia Village (83.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Seldovia Village's 27,723-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Seldovia Village, see the exposure-zones guide.