Selden, NY
Selden, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Selden lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 6,729 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Selden at the 40th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Selden's buildings actually sit
Selden rates 86% Minimal exposure against just 14% Direct and 0% Indirect — of 6,729 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,729 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Selden compares
Compare Selden's two percentiles: 83rd within New York, only 39th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Selden ranks 19,168 for wildfire risk (1 is highest) and 2,573 by building count (1 is largest). Within New York alone, it ranks 217 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Selden and the insurance market
Selden's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 86% of buildings rated Minimal exposure, Selden gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,729 counted buildings into the percentiles shown above for Selden. For more on what minimal exposure implies beyond Selden, see the exposure-zones guide.