Selby, SD
Selby wildfire risk explained
Selby's 556 buildings earn a 49th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Selby at the 43rd percentile, close to its 49th-percentile risk score.
Where Selby's buildings actually sit
Only 7.4% of Selby's 556 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Selby against the rest of the country
Selby ranks lower within South Dakota (28th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Selby ranks 15,992 for wildfire risk (1 is highest) and 16,485 by building count (1 is largest). Within South Dakota alone, it ranks 317 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Selby and the insurance market
Selby's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Selby's 92.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Selby's 15,992-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Selby, see the exposure-zones guide.