Seis Lagos, TX
How exposed is Seis Lagos to wildfire?
USFS scores Seis Lagos at the 62nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 499 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Seis Lagos at the 61st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Seis Lagos's building exposure, zone by zone
Most of Seis Lagos's buildings (84.2% of 499) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Seis Lagos ranks
Seis Lagos's 62nd national percentile looks worse in isolation than its 17th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Seis Lagos ranks 11,961 for wildfire risk (1 is highest) and 17,383 by building count (1 is largest). Within Texas alone, it ranks 1,489 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Seis Lagos's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 84.2% of Seis Lagos outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Seis Lagos's 11,961-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Seis Lagos, see the exposure-zones guide.