Seguin, TX
Seguin, TX's wildfire risk, in USFS's own numbers
Seguin sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 13,180 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seguin's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Seguin's building exposure, zone by zone
Seguin rates 49.2% Minimal exposure against just 30.8% Direct and 20% Indirect — of 13,180 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 13,180 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Seguin ranks
Seguin ranks lower within Texas (37th percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Seguin ranks 8,806 for wildfire risk (1 is highest) and 1,159 by building count (1 is largest). Within Texas alone, it ranks 1,136 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Seguin carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Seguin's 49.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Seguin's 8,806-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Seguin, see the exposure-zones guide.