WildfireRiskFinder

Sedalia, CO

Sedalia, CO's wildfire risk, in USFS's own numbers

Very High
97thpercentile nationally

USFS's Wildfire Risk to Communities model puts Sedalia at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 213 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sedalia at the 98th percentile, close to its 97th-percentile risk score.

Sedalia's building exposure, zone by zone

213Total buildings
22.1%Direct exposure
77.9%Indirect exposure
0%Minimal exposure

Most of Sedalia's buildings (77.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.

Sedalia against the rest of the country

Sedalia scores 97th nationally and 90th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sedalia ranks 844 for wildfire risk (1 is highest) and 24,355 by building count (1 is largest). Within Colorado alone, it ranks 51 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.

What this risk score means for insurance

At the 97th percentile nationally, Sedalia carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Hardening a home in Sedalia

Sedalia's 77.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.

More on how this number was built

The methodology guide shows exactly how USFS turned 213 counted buildings into the percentiles shown above for Sedalia. For more on what indirect exposure implies beyond Sedalia, see the exposure-zones guide.