Sebree, KY
Sebree, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Sebree at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 889 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sebree at the 29th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Sebree's building exposure, zone by zone
Indirect exposure is dominant in Sebree (51.3% of 889 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 44% sit in the Direct zone.
How Sebree compares
Sebree's 54th-percentile standing inside Kentucky outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Sebree ranks 22,655 for wildfire risk (1 is highest) and 12,823 by building count (1 is largest). Within Kentucky alone, it ranks 257 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Sebree and the insurance market
Sebree's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Sebree
With ember exposure the dominant pattern in Sebree (51.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Sebree's 22,655-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Sebree, see the exposure-zones guide.