Sebastopol, MS
Sebastopol wildfire risk explained
USFS scores Sebastopol at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 241 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sebastopol at the 70th percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 74.3% of Sebastopol's buildings as Direct exposure, higher than its 25.7% Indirect share and far above its 0% Minimal share — a profile where 179 structures sit close enough to vegetation that lot clearing matters most.
How Sebastopol compares
Sebastopol's 67th national percentile looks worse in isolation than its 47th ranking inside Mississippi does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Sebastopol ranks 10,562 for wildfire risk (1 is highest) and 23,433 by building count (1 is largest). Within Mississippi alone, it ranks 222 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Sebastopol carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Sebastopol's 74.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Sebastopol's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Sebastopol, see the exposure-zones guide.