Seaview, HI
How exposed is Seaview to wildfire?
USFS's Wildfire Risk to Communities model puts Seaview at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 372 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seaview's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Seaview's buildings actually sit
Of Seaview's 372 counted buildings, 63.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Seaview against the rest of the country
Seaview's 88th national percentile looks worse in isolation than its 38th ranking inside Hawaii does — this place is on the milder end for its own state, by 50 points. Among the 31,521 US communities USFS scores, Seaview ranks 3,650 for wildfire risk (1 is highest) and 19,818 by building count (1 is largest). Within Hawaii alone, it ranks 101 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Seaview
Seaview's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Seaview (63.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Seaview's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Seaview, see the exposure-zones guide.