Seaside Park, NJ
How exposed is Seaside Park to wildfire?
USFS scores Seaside Park at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,082 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seaside Park at the 64th percentile, close to its 74th-percentile risk score.
Seaside Park's building exposure, zone by zone
Seaside Park rates 100% Minimal exposure against just 0.1% Direct and 0% Indirect — of 2,082 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Seaside Park ranks
Seaside Park scores 74th nationally and 82nd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Seaside Park ranks 8,359 for wildfire risk (1 is highest) and 7,246 by building count (1 is largest). Within New Jersey alone, it ranks 130 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Seaside Park's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Seaside Park
With 100% of buildings rated Minimal exposure, Seaside Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Seaside Park's figures come from
Seaside Park's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Seaside Park's dominant minimal exposure actually means, with real examples from across the dataset.