Seaside Heights, NJ
How exposed is Seaside Heights to wildfire?
USFS scores Seaside Heights at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,563 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Seaside Heights at the 50th national percentile — 13 points below its risk-to-structures score, a gap driven by how much is actually built there.
Seaside Heights's building exposure, zone by zone
Only 0% of Seaside Heights's 1,563 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Seaside Heights ranks
Seaside Heights's risk sits at a similar level relative to New Jersey (73rd percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Seaside Heights ranks 11,542 for wildfire risk (1 is highest) and 8,911 by building count (1 is largest). Within New Jersey alone, it ranks 192 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Seaside Heights and the insurance market
At the 63rd percentile nationally, Seaside Heights carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Even with 100% of Seaside Heights outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Seaside Heights's 11,542-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Seaside Heights, see the exposure-zones guide.