Searingtown, NY
Searingtown, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Searingtown lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,663 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Searingtown's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Searingtown's building exposure, zone by zone
Searingtown rates 96.8% Minimal exposure against just 3.3% Direct and 0% Indirect — of 1,663 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Searingtown compares
Within New York, Searingtown ranks higher (70th percentile) than it does nationally (32nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Searingtown ranks 21,373 for wildfire risk (1 is highest) and 8,547 by building count (1 is largest). Within New York alone, it ranks 396 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Searingtown's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 96.8% of Searingtown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Searingtown's 21,373-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Searingtown, see the exposure-zones guide.