Searcy, AR
Searcy, AR's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Searcy lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 9,793 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Searcy's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Searcy's building exposure, zone by zone
9,793 buildings are counted in Searcy, and 39.3% of them are Indirect exposure — ember-driven risk rather than the 23.4% in Direct exposure or the 37.3% rated Minimal. At 9,793 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Searcy compares
There's little gap between Searcy's 72nd national percentile and its 58th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Searcy ranks 8,845 for wildfire risk (1 is highest) and 1,663 by building count (1 is largest). Within Arkansas alone, it ranks 257 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Searcy and the insurance market
At the 72nd percentile nationally, Searcy carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 39.3% of Searcy's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,793 counted buildings into the percentiles shown above for Searcy. For more on what indirect exposure implies beyond Searcy, see the exposure-zones guide.