Seaman, OH
Seaman, OH's wildfire risk, in USFS's own numbers
USFS scores Seaman at the 40th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 646 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seaman at the 43rd percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
75.4% of Seaman's 646 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Seaman against the rest of the country
Seaman's 87th-percentile standing inside Ohio outpaces its 40th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Seaman ranks 18,947 for wildfire risk (1 is highest) and 15,249 by building count (1 is largest). Within Ohio alone, it ranks 166 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Seaman
Seaman's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Seaman (75.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 646 counted buildings into the percentiles shown above for Seaman. For more on what indirect exposure implies beyond Seaman, see the exposure-zones guide.