WildfireRiskFinder

Seagoville, TX

Seagoville, TX's wildfire risk, in USFS's own numbers

High
68thpercentile nationally

Seagoville's 6,502 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seagoville at the 69th percentile, close to its 68th-percentile risk score.

Where Seagoville's buildings actually sit

6,502Total buildings
30.5%Direct exposure
61.1%Indirect exposure
8.4%Minimal exposure

Most of Seagoville's buildings (61.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 6,502 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.

Where Seagoville ranks

Inside Texas, Seagoville sits at just the 26th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Seagoville ranks 10,164 for wildfire risk (1 is highest) and 2,670 by building count (1 is largest). Within Texas alone, it ranks 1,334 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

What this risk score means for insurance

At the 68th percentile nationally, Seagoville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.

Lowering exposure, not just insuring around it

With ember exposure the dominant pattern in Seagoville (61.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.

More on how this number was built

Seagoville's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Seagoville, see the exposure-zones guide.