Seaforth, MN
Seaforth, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Seaforth lands at the 20th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 107 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seaforth's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
What "at risk" means for the buildings here
Seaforth rates 67.3% Minimal exposure against just 32.7% Direct and 0% Indirect — of 107 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Seaforth compares
Seaforth scores 20th nationally and 23rd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Seaforth ranks 25,248 for wildfire risk (1 is highest) and 28,736 by building count (1 is largest). Within Minnesota alone, it ranks 700 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Seaforth
Seaforth's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 67.3% of buildings rated Minimal exposure, Seaforth gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Seaforth's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Seaforth, see the exposure-zones guide.