Seaford, NY
How exposed is Seaford to wildfire?
Seaford sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,652 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Seaford at the 39th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 1% of Seaford's 5,652 buildings carry Direct exposure and 0% carry Indirect; the remaining 99% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,652 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Seaford ranks
Compare Seaford's two percentiles: 91st within New York, only 46th nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Seaford ranks 16,896 for wildfire risk (1 is highest) and 3,057 by building count (1 is largest). Within New York alone, it ranks 116 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Seaford and the insurance market
Seaford's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Seaford
Even with 99% of Seaford outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Seaford's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Seaford, see the exposure-zones guide.