Seabrook, TX
How exposed is Seabrook to wildfire?
Seabrook's 4,796 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seabrook's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Seabrook's buildings actually sit
Most of Seabrook's buildings (94.3% of 4,796) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Seabrook against the rest of the country
Seabrook ranks lower within Texas (24th percentile statewide) than its 67th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Seabrook ranks 10,509 for wildfire risk (1 is highest) and 3,558 by building count (1 is largest). Within Texas alone, it ranks 1,366 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Seabrook and the insurance market
At the 67th percentile nationally, Seabrook carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Seabrook
Even with 94.3% of Seabrook outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Seabrook's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Seabrook, see the exposure-zones guide.