Seabrook Farms, NJ
Seabrook Farms, NJ's wildfire risk, in USFS's own numbers
Seabrook Farms's 415 buildings earn a 46th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seabrook Farms's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Where Seabrook Farms's buildings actually sit
Seabrook Farms rates 71.6% Minimal exposure against just 27.2% Direct and 1.2% Indirect — of 415 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Seabrook Farms against the rest of the country
Seabrook Farms scores 46th nationally and 51st within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Seabrook Farms ranks 17,024 for wildfire risk (1 is highest) and 18,928 by building count (1 is largest). Within New Jersey alone, it ranks 343 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 46th national percentile, Seabrook Farms rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 71.6% of buildings rated Minimal exposure, Seabrook Farms gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 415 counted buildings into the percentiles shown above for Seabrook Farms. For more on what minimal exposure implies beyond Seabrook Farms, see the exposure-zones guide.