Seabrook Beach, NH
How exposed is Seabrook Beach to wildfire?
Seabrook Beach's 914 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seabrook Beach's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Seabrook Beach's buildings actually sit
USFS puts 93.7% of Seabrook Beach's 914 buildings in the Indirect exposure zone, versus 2.6% Direct and 3.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Seabrook Beach compares
Compare Seabrook Beach's two percentiles: 81st within New Hampshire, only 25th nationally — a gap of 56 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Seabrook Beach ranks 23,607 for wildfire risk (1 is highest) and 12,605 by building count (1 is largest). Within New Hampshire alone, it ranks 20 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Shopping for coverage in Seabrook Beach
Seabrook Beach's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Seabrook Beach
With ember exposure the dominant pattern in Seabrook Beach (93.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Seabrook Beach's figures come from
Seabrook Beach's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Seabrook Beach's dominant indirect exposure actually means, with real examples from across the dataset.