Sea Cliff, NY
Sea Cliff, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sea Cliff lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,041 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sea Cliff at the 29th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Sea Cliff's building exposure, zone by zone
Most of Sea Cliff's buildings (69.5% of 2,041) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Sea Cliff ranks
Compare Sea Cliff's two percentiles: 58th within New York, only 28th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Sea Cliff ranks 22,823 for wildfire risk (1 is highest) and 7,352 by building count (1 is largest). Within New York alone, it ranks 546 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Sea Cliff and the insurance market
Sea Cliff's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Sea Cliff's 69.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Sea Cliff's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Sea Cliff, see the exposure-zones guide.