Scribner, NE
Scribner wildfire risk explained
USFS's Wildfire Risk to Communities model puts Scribner at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 653 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scribner's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Where Scribner's buildings actually sit
Scribner rates 93.7% Minimal exposure against just 6.3% Direct and 0% Indirect — of 653 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Scribner against the rest of the country
Scribner scores 67th nationally and 63rd within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Scribner ranks 10,432 for wildfire risk (1 is highest) and 15,165 by building count (1 is largest). Within Nebraska alone, it ranks 219 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Scribner's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Scribner
Even with 93.7% of Scribner outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 653 counted buildings into the percentiles shown above for Scribner. For more on what minimal exposure implies beyond Scribner, see the exposure-zones guide.