Scottville, IL
Scottville wildfire risk explained
Scottville's 162 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scottville's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
What "at risk" means for the buildings here
USFS puts 81.5% of Scottville's 162 buildings in the Indirect exposure zone, versus 18.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Scottville against the rest of the country
Within Illinois, Scottville ranks higher (43rd percentile) than it does nationally (10th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Scottville ranks 28,422 for wildfire risk (1 is highest) and 26,327 by building count (1 is largest). Within Illinois alone, it ranks 830 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Scottville's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Scottville's 81.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Scottville's 28,422-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Scottville, see the exposure-zones guide.