Scottsville, VA
Scottsville wildfire risk explained
Scottsville's 370 buildings earn a 51st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Scottsville at the 53rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 64.1% of Scottsville's buildings as Direct exposure, higher than its 36% Indirect share and far above its 0% Minimal share — a profile where 237 structures sit close enough to vegetation that lot clearing matters most.
Where Scottsville ranks
Scottsville scores 51st nationally and 55th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Scottsville ranks 15,492 for wildfire risk (1 is highest) and 19,875 by building count (1 is largest). Within Virginia alone, it ranks 310 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Scottsville's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Scottsville
Scottsville's 64.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Scottsville's figures come from
Every one of the two percentiles behind Scottsville's 15,492-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Scottsville's dominant direct exposure actually means, with real examples from across the dataset.