Scottsburg, NY
How exposed is Scottsburg to wildfire?
Scottsburg sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 80 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Scottsburg at the 28th percentile, close to its 29th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Scottsburg: 81.3% of its 80 buildings, versus 18.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Scottsburg compares
Compare Scottsburg's two percentiles: 61st within New York, only 29th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Scottsburg ranks 22,320 for wildfire risk (1 is highest) and 29,890 by building count (1 is largest). Within New York alone, it ranks 497 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Scottsburg
Scottsburg's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Scottsburg (81.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Scottsburg's figures come from
Every one of the two percentiles behind Scottsburg's 22,320-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Scottsburg's dominant direct exposure actually means, with real examples from across the dataset.