Scottdale, GA
Scottdale wildfire risk explained
Scottdale sits at the 47th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,973 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Scottdale at the 49th percentile, close to its 47th-percentile risk score.
Where Scottdale's buildings actually sit
55.8% of Scottdale's 2,973 buildings sit in USFS's Direct exposure zone, roughly 1,660 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 44.2% are Minimal.
Where Scottdale ranks
Scottdale ranks lower within Georgia (2nd percentile statewide) than its 47th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Scottdale ranks 16,790 for wildfire risk (1 is highest) and 5,479 by building count (1 is largest). Within Georgia alone, it ranks 653 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Scottdale's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Scottdale
Scottdale's 55.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Scottdale's figures come from
The methodology guide shows exactly how USFS turned 2,973 counted buildings into the percentiles shown above for Scottdale. The exposure-zones guide covers what Scottdale's dominant direct exposure actually means, with real examples from across the dataset.