Scott City, KS
Scott City wildfire risk explained
USFS scores Scott City at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,556 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Scott City at the 15th percentile, close to its 19th-percentile risk score.
Where Scott City's buildings actually sit
95.9% of Scott City's 2,556 buildings sit in USFS's Minimal exposure zone, with only 4.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Scott City ranks
Scott City ranks lower within Kansas (2nd percentile statewide) than its 19th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Scott City ranks 25,558 for wildfire risk (1 is highest) and 6,186 by building count (1 is largest). Within Kansas alone, it ranks 708 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Scott City's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 95.9% of Scott City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Scott City's figures come from
Every one of the two percentiles behind Scott City's 25,558-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Scott City's dominant minimal exposure actually means, with real examples from across the dataset.