Scotsdale, MO
Scotsdale, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Scotsdale at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 114 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scotsdale's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
What "at risk" means for the buildings here
114 buildings are counted in Scotsdale, and 50% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Scotsdale against the rest of the country
Scotsdale's 52nd national percentile looks worse in isolation than its 37th ranking inside Missouri does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Scotsdale ranks 15,095 for wildfire risk (1 is highest) and 28,460 by building count (1 is largest). Within Missouri alone, it ranks 671 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Scotsdale and the insurance market
Scotsdale's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Scotsdale
Scotsdale's 50% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Scotsdale's 15,095-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Scotsdale, see the exposure-zones guide.