Scotland, GA
Scotland, GA's wildfire risk, in USFS's own numbers
Scotland's 194 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Scotland at the 70th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Scotland's buildings actually sit
USFS classifies 70.1% of Scotland's buildings as Direct exposure, higher than its 29.9% Indirect share and far above its 0% Minimal share — a profile where 136 structures sit close enough to vegetation that lot clearing matters most.
Where Scotland ranks
There's little gap between Scotland's 70th national percentile and its 66th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Scotland ranks 9,355 for wildfire risk (1 is highest) and 25,062 by building count (1 is largest). Within Georgia alone, it ranks 233 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Scotland and the insurance market
Scotland's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Scotland's 70.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Scotland's figures come from
Scotland's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Scotland's dominant direct exposure actually means, with real examples from across the dataset.