Scotia, SC
Scotia wildfire risk explained
Scotia sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 124 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scotia's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Scotia's buildings actually sit
75.8% of Scotia's 124 buildings sit in USFS's Direct exposure zone, roughly 94 structures close enough to burnable vegetation for flame contact, not just embers — 24.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Scotia ranks
Scotia ranks lower within South Carolina (50th percentile statewide) than its 68th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Scotia ranks 10,096 for wildfire risk (1 is highest) and 28,003 by building count (1 is largest). Within South Carolina alone, it ranks 240 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Scotia
At the 68th percentile nationally, Scotia carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Scotia
Because Direct exposure dominates in Scotia (75.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 124 counted buildings into the percentiles shown above for Scotia. For more on what direct exposure implies beyond Scotia, see the exposure-zones guide.