Scituate, MA
Scituate, MA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Scituate at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,414 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Scituate at the 21st national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Scituate's building exposure, zone by zone
USFS classifies 71% of Scituate's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 29% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Scituate compares
Scituate's 44th-percentile standing inside Massachusetts outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Scituate ranks 23,603 for wildfire risk (1 is highest) and 6,482 by building count (1 is largest). Within Massachusetts alone, it ranks 140 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Scituate and the insurance market
At the 25th national percentile, Scituate rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Scituate's 71% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Scituate's figures come from
The methodology guide shows exactly how USFS turned 2,414 counted buildings into the percentiles shown above for Scituate. The exposure-zones guide covers what Scituate's dominant minimal exposure actually means, with real examples from across the dataset.