Scio, OH
Scio wildfire risk explained
USFS's Wildfire Risk to Communities model puts Scio at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 457 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scio's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Scio (72.2% of 457 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 27.8% sit in the Direct zone.
Where Scio ranks
Within Ohio, Scio ranks higher (87th percentile) than it does nationally (40th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Scio ranks 18,917 for wildfire risk (1 is highest) and 18,137 by building count (1 is largest). Within Ohio alone, it ranks 163 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Scio and the insurance market
Scio's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 72.2% of Scio's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Scio's 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Scio, see the exposure-zones guide.