Schulenburg, TX
Schulenburg wildfire risk explained
USFS scores Schulenburg at the 62nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,771 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Schulenburg at the 63rd percentile, close to its 62nd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Schulenburg (65.9% of 1,771 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 29.2% sit in the Direct zone.
How Schulenburg compares
Inside Texas, Schulenburg sits at just the 17th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Schulenburg ranks 12,016 for wildfire risk (1 is highest) and 8,149 by building count (1 is largest). Within Texas alone, it ranks 1,497 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Schulenburg's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Schulenburg
Because 65.9% of Schulenburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Schulenburg's figures come from
Every one of the two percentiles behind Schulenburg's 12,016-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Schulenburg's dominant indirect exposure actually means, with real examples from across the dataset.