Schram City, IL
Schram City wildfire risk explained
Schram City's 465 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Schram City's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Where Schram City's buildings actually sit
69.7% of Schram City's 465 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 13.1% Direct and 17.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Schram City ranks
Within Illinois, Schram City ranks higher (66th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Schram City ranks 24,448 for wildfire risk (1 is highest) and 17,976 by building count (1 is largest). Within Illinois alone, it ranks 489 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Schram City
Schram City's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Schram City
Because 69.7% of Schram City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Schram City's figures come from
Every one of the two percentiles behind Schram City's 24,448-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Schram City's dominant indirect exposure actually means, with real examples from across the dataset.