Schnellville, IN
Schnellville, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Schnellville at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 193 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Schnellville at the 24th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Schnellville's building exposure, zone by zone
193 buildings are counted in Schnellville, and 64.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Schnellville ranks
Compare Schnellville's two percentiles: 88th within Indiana, only 23rd nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Schnellville ranks 24,418 for wildfire risk (1 is highest) and 25,118 by building count (1 is largest). Within Indiana alone, it ranks 119 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Schnellville's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Schnellville's 64.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Schnellville's 24,418-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Schnellville, see the exposure-zones guide.