Schererville, IN
Schererville, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Schererville lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 10,376 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Schererville at the 55th percentile, close to its 52nd-percentile risk score.
Where Schererville's buildings actually sit
89.7% of Schererville's 10,376 buildings sit in USFS's Minimal exposure zone, with only 5.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 10,376 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Schererville compares
Within Indiana, Schererville ranks higher (98th percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Schererville ranks 14,992 for wildfire risk (1 is highest) and 1,539 by building count (1 is largest). Within Indiana alone, it ranks 21 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Schererville's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Schererville
Even with 89.7% of Schererville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Schererville's figures come from
Schererville's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Schererville's dominant minimal exposure actually means, with real examples from across the dataset.