Schaumburg, IL
Schaumburg wildfire risk explained
Schaumburg sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 17,078 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Schaumburg at the 31st percentile, close to its 31st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 93.8% of Schaumburg's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.9% Direct and 5.3% Indirect — a landscape-level risk rather than a building-by-building one. At 17,078 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Schaumburg compares
Within Illinois, Schaumburg ranks higher (81st percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Schaumburg ranks 21,768 for wildfire risk (1 is highest) and 844 by building count (1 is largest). Within Illinois alone, it ranks 277 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Schaumburg
Schaumburg's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Schaumburg's 93.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Schaumburg's figures come from
The methodology guide shows exactly how USFS turned 17,078 counted buildings into the percentiles shown above for Schaumburg. The exposure-zones guide covers what Schaumburg's dominant minimal exposure actually means, with real examples from across the dataset.