Schall Circle, FL
Schall Circle, FL's wildfire risk, in USFS's own numbers
Schall Circle's 286 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Schall Circle at the 65th percentile, close to its 68th-percentile risk score.
Where Schall Circle's buildings actually sit
88.8% of Schall Circle's 286 buildings sit in USFS's Minimal exposure zone, with only 11.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Schall Circle compares
Schall Circle's 68th national percentile looks worse in isolation than its 24th ranking inside Florida does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Schall Circle ranks 9,948 for wildfire risk (1 is highest) and 21,998 by building count (1 is largest). Within Florida alone, it ranks 724 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Schall Circle's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 88.8% of buildings rated Minimal exposure, Schall Circle gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Schall Circle's figures come from
Every one of the two percentiles behind Schall Circle's 9,948-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Schall Circle's dominant minimal exposure actually means, with real examples from across the dataset.