Schaghticoke, NY
Schaghticoke, NY's wildfire risk, in USFS's own numbers
USFS scores Schaghticoke at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 357 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Schaghticoke at the 18th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
357 buildings are counted in Schaghticoke, and 69.5% of them are Indirect exposure — ember-driven risk rather than the 29.7% in Direct exposure or the 0.8% rated Minimal.
How Schaghticoke compares
Compare Schaghticoke's two percentiles: 43rd within New York, only 19th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Schaghticoke ranks 25,599 for wildfire risk (1 is highest) and 20,138 by building count (1 is largest). Within New York alone, it ranks 736 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Schaghticoke and the insurance market
Schaghticoke's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Schaghticoke (69.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Schaghticoke's 25,599-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Schaghticoke, see the exposure-zones guide.