Scenic Oaks, TX
Scenic Oaks wildfire risk explained
Scenic Oaks's 4,361 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Scenic Oaks at the 67th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Scenic Oaks's buildings actually sit
Of Scenic Oaks's 4,361 counted buildings, 54.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Scenic Oaks compares
Scenic Oaks ranks lower within Texas (29th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Scenic Oaks ranks 9,785 for wildfire risk (1 is highest) and 3,924 by building count (1 is largest). Within Texas alone, it ranks 1,281 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Scenic Oaks
At the 69th percentile nationally, Scenic Oaks carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Scenic Oaks's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Scenic Oaks's figures come from
The methodology guide shows exactly how USFS turned 4,361 counted buildings into the percentiles shown above for Scenic Oaks. The exposure-zones guide covers what Scenic Oaks's dominant direct exposure actually means, with real examples from across the dataset.