Scarville, IA
How exposed is Scarville to wildfire?
Scarville's 72 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scarville's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Where Scarville's buildings actually sit
USFS classifies 73.6% of Scarville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 26.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Scarville compares
There's little gap between Scarville's 19th national percentile and its 31st percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Scarville ranks 25,617 for wildfire risk (1 is highest) and 30,200 by building count (1 is largest). Within Iowa alone, it ranks 706 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Scarville
Scarville's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Scarville
Scarville's 73.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Scarville's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Scarville, see the exposure-zones guide.