Scarsdale, NY
How exposed is Scarsdale to wildfire?
Scarsdale's 6,029 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Scarsdale's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 50.3% of Scarsdale's buildings as Direct exposure, higher than its 0% Indirect share and far above its 49.7% Minimal share — a profile where 3,031 structures sit close enough to vegetation that lot clearing matters most. At 6,029 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Scarsdale ranks
Within New York, Scarsdale ranks higher (62nd percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Scarsdale ranks 22,226 for wildfire risk (1 is highest) and 2,867 by building count (1 is largest). Within New York alone, it ranks 488 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Scarsdale's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Scarsdale's 50.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,029 counted buildings into the percentiles shown above for Scarsdale. For more on what direct exposure implies beyond Scarsdale, see the exposure-zones guide.